Health insurance today is not a luxury—it’s a necessity. With medical expenses increasing every year, a sudden illness or accident can burn a hole in your pocket. Health insurance helps cover the costs of hospital stays, treatments, medicines, and even regular checkups, depending on the plan.

It also gives tax benefits under Section 80D of the Income Tax Act, which helps reduce your income tax. For self-employed people or entrepreneurs, it provides peace of mind and financial protection during medical emergencies.

Before buying, always check how many hospitals are in the insurer’s network, what’s included or excluded, and how quickly they settle claims. Also, if you already have a health issue, see how long the waiting period is before your condition is covered.

In short, investing in health insurance means protecting your health and your hard-earned money.